Financial advice for women at every life stage

Empowering women to take control of their money

At Borealis Financial Planning, we understand that women face unique financial challenges and opportunities. Whether you're building a career, raising a family, running a business, planning for retirement, or navigating life after divorce or bereavement, our tailored financial advice for women of all ages is designed to help you take control of your finances with confidence.

At Borealis Financial Planning, we know that the finance industry can feel male dominated, complicated and filled with jargon. That’s why we deliver clear, concise financial advice for women, by women. Our experienced female financial advisers are here to help you feel empowered, not overwhelmed.

Financial planning for women at all life stages

Women may face different financial pressures to men —longer life expectancy, career breaks, lower pay and caregiving. That’s why we provide financial advice that goes beyond numbers. We focus on you—your goals, values, and the life you want to create. We work with women at all stages of life, including:

  • Entrepreneurs and Business Owners

    Build and protect your business while planning for long-term personal financial security

  • Women changing career or dealing with redundancy

    Navigate career changes, or career breaks with a clear financial strategy

  • Divorced or widowed

    Gain clarity and confidence to manage your finances during times of emotional and financial change. We provide clear, jargon-free financial advice.

  • Approaching retirement

    Create a retirement plan that gives you the income you need for the retirement you want to achieve.

Why women can benefit from financial advice

Women often earn less than men on average, live longer, and may take career breaks or transition to part time roles after starting a family. These factors can significantly impact long-term financial security. This means that personalised financial planning is essential for women — not just to grow your wealth, but to protect your money and make it work for you at all stages of your life.

Areas of financial planning we help women with:

Your own personal Financial Plan

Your financial adviser at Borealis Financial Planning will take the time to understand your goals—whether it’s buying a home, starting a business, paying for your children’s education, or planning a comfortable retirement. Your financial plan is built around what matters to you so you know what steps you need to take to achieve your short and long term goals. We will meet with you as often as you need and at least once a year for an annual review meeting where we will review your financial plan and make any necessary tweaks to keep you on track.

Retirement planning

The gender pension gap exists in the UK – this is where women’s pensions are much smaller than men’s pensions. However, women typically need to save more for retirement due to longer life expectancy meaning that they need their money to last longer when they retire. We help you calculate how much you’ll need to save into your pension and how you achieve this.

Financial Protection

We ensure you have the right insurance and emergency fund in place to protect yourself and your loved ones.

Guidance through life transitions

Whether you're going through divorce, have been widowed, made redundant, or are making a career change, we offer compassionate, expert advice to help you feel in control of your finances during uncertain times.

Estate planning and inheritance tax planning

Ensure your wealth is passed onto your loved ones as you intended. We can advise you on utilising your gifting allowances and help you to understand the different types of trust that are suitable for you.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Trusts are not regulated by the Financial Conduct Authority.

Ready to take control of your finances?

Book a no-obligation meeting now. Meetings will take around an hour and can be at your home address, at at an office in Bristol, Cirencester or London or on zoom.

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